Retirement planning is a lifelong financial planning objective, beginning with the first paycheck and continuing into retirement. All retirement plans, both corporate and individual, provide tax advantages and all have rules regarding contribution limits, withdrawal requirements and minimum age when withdrawals may begin. At any age, we recommend:

  • Starting or contributing regularly to an employer-sponsored retirement plan (401k, 403b, other) or to an IRA or Roth IRA plans
  • Rolling over 401k assets from former employer plans to IRA or Roth IRA accounts to give the owner of the account greater diversification and control of the asset
  • Taking advantage of a 401k rollover tax strategy when the 401k plan holds employer stock.